Terms of Service

Effective Date: April 22, 2025

Company: ValYou Insurance, LP (“ValYou,” “we,” “us,” or “our”)

Address: 4300 SW 73rd Ave., Suite 102, Miami, FL 33155

Email: mail@valyouinsurance.com

These Terms of Service (“Terms”) govern your access to and use of the ValYou Insurance website (valyouinsurance.com) and related services. By using our website, requesting a quote, or communicating with us, you agree to these Terms and to our Privacy Policy. If you do not agree, you may not use our website.

1) Eligibility

– You must be at least 18 years old to use our website or request services.

– By using our site, you represent that you are legally able to enter into binding agreements.

2) Insurance Services

– ValYou Insurance, LP is a licensed insurance agency in the State of Florida.

– Insurance products are offered through third-party carriers, subject to underwriting approval, carrier guidelines, and policy terms.

– Quotes provided are for comparison purposes only and are not guarantees of coverage, premiums, or eligibility. Final terms are determined by the issuing carrier.

– Nothing on this website constitutes legal, financial, or tax advice.

3) Website Use

You agree to use valyouinsurance.com only for lawful purposes. You may not:

– Attempt to interfere with the site’s operation or security.

– Misrepresent information when requesting quotes or services.

– Copy, distribute, or misuse website content without permission.

4) Communications & SMS Consent

By voluntarily providing your phone number or email and expressly opting in, you agree to receive communications from ValYou Insurance, LP, which may include informational, transactional, and insurance-related messages in response to your inquiries or requests.

– Messages will only be sent to individuals who have opted in

– Message frequency may vary depending on your requests

– Message & data rates may apply

– To stop receiving SMS messages at any time: reply STOP to any message or email mail@valyouinsurance.com

– For assistance: reply HELP or call (786)692-9365

Your consent to receive SMS is not a condition of purchasing insurance.

5) Privacy

Your use of our website is subject to our Privacy Policy, which describes how we collect, use, and safeguard personal information.

6) Intellectual Property

All content on valyouinsurance.com, including text, graphics, logos, and designs, is owned by ValYou Insurance or licensed to us. You may not reproduce, distribute, or create derivative works without permission.

7) Third-Party Links

Our website may contain links to third-party websites. ValYou Insurance is not responsible for third-party content or practices. Use of third-party websites is at your own risk.

8) Disclaimers

The website and services are provided “as is” and “as available.” ValYou Insurance disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

9) Limitation of Liability

To the maximum extent permitted by law, ValYou Insurance will not be liable for any indirect, incidental, or consequential damages arising from your use of the website or services. Our total liability for any claim will not exceed $100.

10) Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of Florida. Any disputes shall be resolved in the courts of Miami-Dade County, Florida.

11) Changes to Terms

We may update these Terms at any time. The updated version will be posted on this page with the revised effective date. Your continued use of the website after changes are posted constitutes acceptance of the new Terms.

12) Contact Us

For questions about these Terms, contact us at:

ValYou Insurance, LP

4300 SW 73rd Ave., Suite 102

Miami, FL 33155